Cash Flow Skill

Overview

Cash Flow Statement works by projecting the cash-flow section of normalized SEC EDGAR filings (10-Q and 10-K) for US public companies. On top of the filed operating, investing and financing flows it derives free cash flow, FCF margin, operating-cash-flow margin, capex intensity, the cash-flow-to-net-income quality check and dividend payout ratio - so you see how well earnings convert to cash. Data is refreshed continuously from official SEC filings.

Live Test Cash Flow Skill Skill →

The tool

Once your client is connected to the VerveKit server, this appears in its tool list as CashFlowSkill. It is read-only and open-world — it fetches and never mutates anything on your side — so most clients call it without asking you to confirm.

{
  "name": "CashFlowSkill",
  "arguments": {
    "ticker": "AAPL"
  }
}

You do not name the tool yourself; the model picks it. Asking about AAPL in the terms this skill covers is enough for it to reach for CashFlowSkill on its own — naming it explicitly also works, and is the way to force the call.

Connecting

One server URL covers every skill in the catalog, including this one. Authorization is OAuth: the client opens a browser once, and there is no key to paste into a config file.

{
  "mcpServers": {
    "vervekit": {
      "url": "https://api.vervekit.com/v1/mcp"
    }
  }
}

https://api.vervekit.com/v1/mcp

Per-client setup — Claude, Cursor, VS Code, ChatGPT — is on the MCP setup page.

Arguments

These are the properties on the tool's inputSchema, so a well-behaved client validates them before the call is made. Premium arguments are accepted on every plan but only take effect on plans that include them.

What the model gets back

The result carries a structuredContent object matching the tool's declared outputSchema, so a client reads fields without parsing prose. status is "ok" and error is null on success; a null field means the value was not available for that input, not that the call failed.

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{
  "status": "ok",
  "error": null,
  "data": {
    "ticker": "AAPL",
    "company": "Apple Inc.",
    "cik": "0000320193",
    "fiscalYear": 2025,
    "fiscalQuarter": 4,
    "filingType": "10-K",
    "filingDate": "2025-10-31",
    "periodEnd": "2025-09-27",
    "cashFlow": {
      "operatingCashFlow": 111482000000,
      "capitalExpenditures": 12715000000,
      "investingCashFlow": 15195000000,
      "financingCashFlow": -120686000000,
      "dividendsPaid": 15421000000,
      "shareRepurchases": 90711000000,
      "freeCashFlow": 98767000000
    },
    "metrics": {
      "fcfMargin": 23.73,
      "operatingCashFlowMargin": 26.79,
      "capexToRevenue": 3.06,
      "cashFlowToNetIncome": 1,
      "dividendPayoutRatio": 13.77,
      "fcfPerShare": 6.5824
    },
    "formatted": {
      "operatingCashFlow": "$111.48B",
      "freeCashFlow": "$98.77B",
      "capitalExpenditures": "$12.71B"
    }
  }
}

Response fields

Paths are relative to data. Premium fields are absent rather than zeroed on plans that do not include them, so check for presence instead of comparing to 0.

Failure modes

Errors come back as tool errors carrying a sentence the model can act on, not a bare status code. Error handling covers the full list.

A call costs 6 credits each time the tool actually runs; a model that reasons about the tool without calling it costs nothing.

Use cases

Dividend Safety Screening

Before recommending income stocks, wealth managers compare dividend payments with financing cash flows to evaluate payout sustainability across reporting periods.

Capital Intensity Tracking

When assessing heavy industries, equity research platforms monitor capital expenditures and investing cash outflows to measure annual plant reinvestment rates.

Share Buyback Audits

Audit corporate repurchase authorizations by pulling reported share buybacks and dividend totals directly from quarterly SEC filings.

Debt Underwriting Checks

Commercial credit teams evaluate investing cash flows and property equipment spending to judge ongoing liquidity before approving term loans.

Other ways to use Cash Flow Skill

Set up Cash Flow Skill on VerveKit, or reach the same source a different way. Your VerveKit account and credits work on all of them — one key, one balance.

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